Debt Funds | Enrichwise

July 17, 2013 Economics admin

Why RBI has hiked the Base Rate on Jul 15 & Implications

. Reserve Bank Of India (RBI) announced several measures day before yesterday late evening to tighten liquidity in the system and arrest depreciation of rupee. Why RBI wants to tighten liquidity and why the urgency. RBI had tightened liquidity to support rupee during Asian crisis: Historically, During the Asian crises of 1997-98, the RBI raised […]

June 4, 2013 Stocks, Mutual Funds, Etf's etc, Tax Planning admin

Increase in Dividend Distribution Tax from June 01 2013 in Debt Mutual Funds – Impact

. In the FY14 Budget the Finance Minister has proposed to increase the Dividend Distribution Tax (DDT) on Debt Mutual Funds (other than liquid and money market funds on which the DDT was already 25%) from 12.5% to 25% (plus surcharge and cess) for individuals and HUFs. The hike is proposed to provide uniform taxation for […]

May 27, 2013 Investment Planning admin

Understanding the various terminologies used in Debt Markets!!!

. The debt market in India consists of mainly two categories—the government securities (g-secs) markets comprising central government and state government securities, and the corporate bond market. The g-secs are the most dominant category of debt markets and form a major part of the market in terms of outstanding issues, market capitalization, and trading value. […]

January 21, 2013 Stocks, Mutual Funds, Etf's etc admin

Understand the Risks in Debt Mutual Funds

. Debt funds carry indexation benefits and hence are more tax efficient than FD’s. Many financial planners recommend debt funds as a replacement for FD’s. However the debt funds do carry certain risks. And it makes sense to be aware of those risks. Investments in debt funds are subject to various risks like credit risk, […]

October 18, 2012 Stocks, Mutual Funds, Etf's etc, Tax Planning admin

Cost of Inflation Index AY 2012-13 ~ Long term Capital Gains ~ Double Indexation

COST INFLATION INDEX TABLE – FINANCIAL YEAR 1981-82 ONWARDS: Assessment Year (AY) Financial Year (FY) Cost Inflation Index (CII) 2014-15 2013-14 – 2013-14 2012-13 852 2012-13 2011-12 785 2011-12 2010-11 711 2010-11 2009-10 632 2009-10 2008-09 582 2008-09 2007-08 551 2007-08 2006-07 519 2006-07 2005-06 497 2005-06 2004-05 480 2004-05 2003-04 463 2003-04 2002-03 447 […]

October 13, 2012 Stocks, Mutual Funds, Etf's etc admin

What are debt funds ~ Know more about this important asset class

Many investors are ignorant of the advantages of investing debt funds investment avenue as an asset class. They prefer to keep funds in FD’s and other traditional debt instruments like PPF/KVP’s/NSC/Post Office etc ~ primarily due to lack of knowledge. This post will throw some light on the different kinds of debt funds and […]

October 12, 2012 Investment Planning, Stocks, Mutual Funds, Etf's etc admin

Measures of Risk ~ Equity & Debt

. Investors generally focus on the returns of any asset. They largely ignore the risk factors and most importantly are ignorant of the measures of risk. And so, the real Risk comes from not knowing what they are doing ~ Warren Buffett This post talks about the measures of risks in equities & debt. The awareness […]

October 10, 2012 Financial Planning, Stocks, Mutual Funds, Etf's etc admin

How are Mutual Fund Gains Taxed?

. Capital Gain is the difference between sale price and acquisition cost of the investment. Since mutual funds are exempt from tax, the schemes do not pay a tax on the capital gains they earn. Investors in mutual fund schemes however need to pay a tax on their capital gains as follows: Equity-oriented schemes – […]

August 11, 2012 Stocks, Mutual Funds, Etf's etc admin

Mutual Funds and the associated charges

There is a lot of talk of revamping the Mutual Fund Business in India which has taken a serious downfall over the past few years, ever since the entry load was banned ~ which forced the distributors to literally run away from the business. IN the coming few months, there might be some changes like […]

September 25, 2010 Financial Planning, Investment Planning, Stocks, Mutual Funds, Etf's etc admin

Top Performing Balanced Mutual Funds

. I was looking up for good Balanced Funds to help a friend and thought of putting this up for my own reference. Balanced mutual funds invest in both equity and debt. Here is the list of some of the good – balanced mutual funds in India, based on the 5 year returns. Balanced mutual […]

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