Debt Funds | Enrichwise

January 18, 2025 Investment Planning Enrichwise Digital

Why Debt Funds Work Best for Emergency Funds

In life, emergencies are unpredictable but inevitable. Whether it’s a medical bill, car repair, or sudden job loss, having an emergency fund is crucial to safeguard your financial stability. While many turn to traditional savings accounts or fixed deposits (FDs), debt funds are the smartest choice for your emergency fund. They offer a winning combination [...]

April 17, 2024 Stocks, Mutual Funds, Etf's etc Kapil Jain

Understand the Dynamics: Overnight Funds vs. Liquid Funds vs. Ultra Short-Term Funds

Understand the Dynamics: Overnight Funds vs. Liquid Funds vs. Ultra Short-Term Funds When it comes to parking your surplus cash or optimizing your investments for short-term gains, navigating the realm of mutual funds can be both enticing and perplexing. Among the plethora of options available, overnight funds, liquid funds, and ultra short-term funds stand out […]

February 16, 2023 Financial Planning, Investment Planning, Stocks, Mutual Funds, Etf's etc Kapil Jain

Debt Mutual Funds vs Bank Fixed Deposits: Which is A Better Option for Low-Risk Investors?

Debt Mutual Funds vs Bank Fixed Deposits: A Better Option for Low-Risk Investors For many investors, fixed deposits (FDs) offered by banks have been a traditional low-risk investment option. However, with the growth of the mutual fund industry, debt mutual funds have become a popular alternative for those seeking stable and reliable returns. In this […]

November 5, 2022 Investment Planning, Stocks, Mutual Funds, Etf's etc Kapil Jain

What are Dynamic Bond DEBT Funds?

Bond Funds That Play “Duration” For Capital Appreciation Dynamic, meaning it can change according to your requirements. But, you might be wondering how such a word can apply in the context of investments. Before understanding Dynamic Bond Funds’, we need to know about Dynamic Mutual Funds. A dynamic mutual fund is a mutual fund that […]

August 13, 2022 Investment Planning Kapil Jain

Where can Debt Fund Investors Invest in a Rising Interest Rate scenario?

Where can debt mutual fund investors invest in a rising interest rate scenario? . The Reserve Bank of India, in its bi-monthly monetary policy held in June, hiked its key interest rate by 50 bps. This comes on the back of a 40 bps hike done between the policy meet, taking the total hike of […]

August 6, 2022 Investment Planning, Tax Planning Kapil Jain

Why Debt Funds score over FD’s and Should you Invest in Debt Mutual Funds or FDs?

Capital safety, the rate of returns, lock-in period and taxation are some of the key features those can help you select between debt mutual fund and fixed deposits. When it comes to investing, for many of us safety comes first and returns come second. After all, no one wants to play gamble with his or […]

June 3, 2022 Investment Planning Kapil Jain

What are the 5 Debt Mutual Fund Terms That You Need to Know Before Investing!

With the low-interest rates on traditional saving instruments, many individuals are looking at different investment options to protect their capital and earn stable returns. Debt mutual funds are one such investment option that has gained popularity among individual investors in the last few years. However, debt funds are a little complicated than equity funds, and […]

March 1, 2022 Financial Planning, Stocks, Mutual Funds, Etf's etc Kapil Jain

What are Target maturity funds?

Want inflation-beating predictable returns? Check out Target Maturity Funds Are you looking for a mutual fund that gives you predictable returns without stock market investments? You may look at target maturity funds. Target maturity fund is a type of debt mutual fund that invests in high-quality bonds that mature within four to seven years. […]

July 27, 2014 Tax Planning admin

Latest Cost of Inflation Index March 2014 & Double indexation benefits.

Cost of Inflation Index upto FY 2013-14. (The year mentioned is financial year(FY) The cost of inflation index is useful for income-tax assesses in the computation of tax on long-term capital gains (for indexation purposes). In the previous two years, the cost inflation index rose 10 per cent and 12.5 per cent, respectively. A cost inflation index helps reduce the […]

July 17, 2013 Economics admin

Why RBI has hiked the Base Rate on Jul 15 & Implications

. Reserve Bank Of India (RBI) announced several measures day before yesterday late evening to tighten liquidity in the system and arrest depreciation of rupee. Why RBI wants to tighten liquidity and why the urgency. RBI had tightened liquidity to support rupee during Asian crisis: Historically, During the Asian crises of 1997-98, the RBI raised […]

Tag Archives: Debt Funds