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December 1, 2024 Financial Planning Enrichwise Digital

How Much to Save for Retirement: A Complete Guide

Retirement should be a time to relax and enjoy the life you've worked hard to build. But when it comes to figuring out retirement, it’s not always straightforward. One of the first questions to ask yourself is: how much should you save for retirement? Guidelines like the 80% rule can be a helpful starting point, [...]

November 22, 2024 Stocks, Mutual Funds, Etf's etc Enrichwise Digital

Adani Crisis and Mutual Funds: Should You Worry?

In a big blow to the Adani Group, their stocks have fallen up to 20% in hours, wiping out $22 billion in market value. This happened after the US Securities and Exchange Commission (SEC) accused Adani executives of bribery and misleading investors. Let’s break it down in simple terms. What Happened? The Accusation: The SEC [...]

November 16, 2024 Strategy, Uncategorized Enrichwise Digital

Proven Strategies to Thrive During Market Volatility

In today’s ever-changing investment world, market volatility is the new normal. For investors—especially those managing their own portfolios or relying on basic strategies—unexpected market swings can lead to confusion and stress. Learning how to handle these fluctuations is key to staying on track with your financial goals. The History of Market Ups and Downs Over [...]

October 28, 2024 Stocks, Mutual Funds, Etf's etc, Strategy Enrichwise Digital

Asset Allocation 101: Why Rebalance During Market Highs

Many people are unaware of the risks of not rebalancing their portfolio during market highs. Effective asset allocation is crucial in such times. Let’s assume, over the last four years, your portfolio has consistently delivered an impressive 20% CAGR (Compound Annual Growth Rate). But suddenly, in the 5th year, the market drops by 20%. In [...]

October 14, 2024 Healthcare, Insurance, Uncategorized Enrichwise Digital

When do you need Top-Up Health Insurance?

Have you ever ordered a pizza and been asked if you want extra toppings? Just like those add-ons enhance your pizza, top-up health insurance boosts your existing health policy. In today's world of rising healthcare costs, this extra layer of protection is becoming increasingly crucial. The Rising Tide of Medical Expenses Healthcare costs are skyrocketing, [...]

August 10, 2024 Behavorial Finance, Stocks, Mutual Funds, Etf's etc, Strategy Enrichwise Digital

How to Market-Proof your Investment Strategy?

The world of mutual funds is ever-changing. But one principle stands the test of time: disciplined investing. While it's tempting to try and outsmart the market, maintaining a steady course is by far the surest path to achieving your financial goals. Understanding Investment Discipline Investment discipline basically means adhering to a well-defined investment plan, regardless [...]

July 13, 2024 Financial Planning, Investment Planning Enrichwise Digital

Are Fixed Deposits (FDs) Risk-Free?

This article evaluates the safety of fixed deposits. For generations, Fixed Deposits (FDs) have been the cornerstone of Indian investments, prized for their guaranteed returns and perceived safety. However, in today's economic landscape, is this traditional approach still serving us well? Let’s analyze the numbers and uncover the reality behind FDs and their alternatives. Evaluating [...]

May 18, 2024 Investment Planning, Retirement Planning, Stocks, Mutual Funds, Etf's etc Enrichwise Digital

SIP vs. Lumpsum Investment: The Ultimate Guide

Feeling overwhelmed by the myriad of investment options for your mutual fund journey? You’re not alone. Navigating the choice between a Systematic Investment Plan (SIP) and a lumpsum investment can be a significant challenge for both seasoned and novice investors. Welcome to your definitive guide, designed to unlock the potential of both SIP and lumpsum [...]

April 27, 2024 Finance, Financial Planning, Financial Services, Investment Planning, money, Stocks, Mutual Funds, Etf's etc Enrichwise Digital

Top 5 Mutual Fund Mistakes and How to Fix Them!

While mutual funds offer a user-friendly and broadly accessible gateway to stock market participation, even experienced investors can fall prey to missteps that erode their returns. Here are five common mutual fund mistakes to watch out for and tips to avoid them: Not Understanding Your Risk Tolerance: Many investors fall into the trap of chasing [...]

April 17, 2024 Stocks, Mutual Funds, Etf's etc Kapil Jain

Understand the Dynamics: Overnight Funds vs. Liquid Funds vs. Ultra Short-Term Funds

Understand the Dynamics: Overnight Funds vs. Liquid Funds vs. Ultra Short-Term Funds When it comes to parking your surplus cash or optimizing your investments for short-term gains, navigating the realm of mutual funds can be both enticing and perplexing. Among the plethora of options available, overnight funds, liquid funds, and ultra short-term funds stand out […]

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