How Can Millennials Start Saving?
How Can Millennials Start Saving? Investing seems like rocket science for a millennial, but it’s not. So let’s understand who millennials are? Millennials belong to that age group who were born between 1981 and 1996. There were times when savings were the priority, and taking debt was like a sin. Nowadays, easy access to loans […]
What are the 3 Asset Allocation Strategies Which Every Investor should know?
3 Asset Allocation Strategies That You Need to Know Most of us want to reduce the risk and get a better outcome in our investment portfolio or other areas of life. And, one of the ways to improve investment returns is through asset allocation. Asset allocation is an investment strategy that involves investing in a […]
Why every aspect of business is about to change ? ~ Article from Fortune
What better way to start new year than analyzing the past ? A Brilliant Summary of changes that is going to hit us one way or other sourced from www.fortune.com Why every aspect of your business is about to change Geoff Colvin Imagine an economy without friction-a new world in which labor, information, and money move […]
How to avoid investing in MisManaged Companies – Understand Balance Sheet
Most investors keep looking for the magic investing mantra which can keep compounding returns. Many burn their fingers by getting into wrong companies. The first step of successful investing and to avoid investing in MisManaged Companies is to Understand Balance Sheet of a company. A balance sheet, also known as a “statement of financial position,” reveals a […]
The Illusion of prediction ~ Hindsight Bias
Everything makes sense in hindsight, a fact that financial pundits exploit every evening as they offer convincing accounts of the day’s events. And this Illusion that we understand the past fosters overconfidence in our ability to predict the future. The idea that the future is unpredictable is undermined every day by the ease with which the […]
Returns from various asset classes for the period 1979-2012
. . Returns from various asset classes for the period 1979-2012 Investment Returns in %(average annual) Rs 10,000 invested in 1979 becomes in 2012 Bank deposit 8 1,36,902 Gold 8.7 1,75,000 PPF 9 1,87,285 Stocks (BSE sensex stocks) 16.5 18,50,000+ Tax free Dividends (@ Sensex Level 18500) Over Long terms, Equities have outperformed, the other asset […]
Warren Buffett on Investing in Gold
Buffett’s disdain for gold as an investment asset is very well known. Here is a quote from one of the world’s greatest investor on investing in Gold : Gold gets dug out of the ground in Africa, or someplace. Then we melt it down, dig another hole, bury it again and pay people to stand […]
Prediction or Protection ~ Basis of Investing ~ Graham Style
Basis of Investing We invest in the present, but we invest for the future. But unfortunately the future is always uncertain Inflation and Interest rates are undependable Economic Recessions come and go at random Geo-political upheavals like war, commodity shortages & terrorism arrive without warning fate of individual companies and their industries often turns out […]
Investing process and costly mistakes to avoid
Just yesterday, I was having a discussion with a friend who was keen on knowing about the markets and where they are heading. He is interested in investing for long term. Instead of providing an answer ( Well!!! I myself do not know, nor does anyone else know where are the markets headed…. Anyone who […]