Financial Planning | Enrichwise

May 10, 2020 Financial Planning, Investment Planning Kapil Jain

What should Smart Investors do tide over this COVID crisis ? (Stocks/ MF/ Banks/Home Loans)

What should investors be thinking in the current crisis Here are some of my thoughts on this… These are Winds of Change .. Some people will build walls while others build windmills. You cannot change the direction of the wind. But you can adjust your sails. So stay alert , stay calm, stay focused and […]

October 27, 2019 Financial Planning, Investment Planning Kapil Jain

How to Achieve Goals? The SMART Way…..

How to Achieve Goals? The SMART Way….. SMART ways to realize goals … (applicable to Life / Health / Financial Planning/ Career …. )

January 2, 2017 Financial Planning admin

Resolve to achieve Financial Freedom in your life!!! #Replug

#Replug Martin Seligman author of ‘Authentic Happiness’ and research psychologist has said that there are three parts to happiness : Pleasures, Engagement and Meaning. Pleasure is the feel good part, the short term happiness of material possessions in life. Engagement refers to good life involving work, friends, family and hobbies. Meaning is using our time […]

November 20, 2015 Financial Planning admin

Resolve to Achieve Financial Freedom in your life!!!!!

Martin Seligman author of ‘Authentic Happiness’ and research psychologist has said that there are three parts to happiness : Pleasures, Engagement and Meaning. Pleasure is the feel good part, the short term happiness of material possessions in life. Engagement refers to good life involving work, friends, family and hobbies. Meaning is using our time and […]

December 20, 2014 Financial Planning admin

JUST SAY “NO” to 7 MISTAKES in YOUR RETIREMENT PLANNING

JUST SAY “NO” to 7 MISTAKES in YOUR RETIREMENT PLANNING 1. Say NO to Horribly expensive traditional life insurance policies like Money Back, Whole Life etc. peddled as investments. Even PPF beats them hands down. They make money only for the agent. NOT for you. !!!! Don’t ruin your future in the name of tax […]

November 7, 2012 Financial Planning admin

Life Cycle ~ Wealth Cycle & Financial Planning

. Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time. – Johann Wolfgang von Goethe Financial planning, thus, is not exclusively about retirement planning or investing or even portfolio management. If distilled to its purest elements, this discipline […]

October 22, 2012 Financial Planning admin

What are Model Portfolios ~ A Financial Planner Tool

. Model Portfolios Since investors’ risk appetites vary, a single portfolio cannot be suggested for all. Financial planners often work with model portfolios – the asset allocation mix that is most appropriate for different risk appetite levels. The list of model portfolios, for example, might read something like this: Young call centre / BPO employee […]

October 10, 2012 Financial Planning, Stocks, Mutual Funds, Etf's etc admin

How are Mutual Fund Gains Taxed?

. Capital Gain is the difference between sale price and acquisition cost of the investment. Since mutual funds are exempt from tax, the schemes do not pay a tax on the capital gains they earn. Investors in mutual fund schemes however need to pay a tax on their capital gains as follows: Equity-oriented schemes – […]

September 4, 2012 Financial Planning, Tutorials admin

Procedure for Transmission of Shares, In the Event of Death of the Shareholder

Life is uncertain..But Death is certain Recently, an acquaintance had to undergo the process of transmission of shares when she lost her spouse to an unfortunate mishap. It is good to be aware of the process of transmission as documented by SEBI. I am putting this here for the benefit of our readers. “Transmission” is the terminology used […]

July 16, 2012 Financial Planning admin

National Strategy for Financial Education~Draft Released

In a speech in March 2010 (RBI-OECD Workshp) , the then Finance Minister of India, Pranab Mukherjee had said ” Financial literacy, and education, plays a crucial role in inclusion, inclusive growth and sustainable prosperity”. Well, today the draft strategy is released which lays down the Vision, Mission, Goals, Strategic Actions and various stakeholders (RBI, SEBI, IRDA, […]

Tag Archives: Financial Planning