Investment Planning | Enrichwise

October 4, 2025 Investment Planning, Retirement Planning Enrichwise Digital

Raftaar: The Smarter Way to Accelerate Your Wealth Journey

Millions of investors in India start Systematic Investment Plans (SIPs) every year, but most keep the same amount for decades. At first glance, that seems disciplined. But the truth is, a flat SIP does not grow with your life. Your income increases. Your lifestyle evolves. Inflation continues to rise. Yet, your SIP remains the same, […]

August 23, 2025 Investment Planning Enrichwise Digital

SIP Investment in India: A Beginner’s Guide

When you are new to investing, the biggest question is often where and how to begin. For many, mutual funds are an attractive option, but the fear of market volatility or committing a large sum of money upfront can feel overwhelming. This is where a Systematic Investment Plan (SIP) becomes an ideal starting point. An [...]

February 24, 2025 Investment Planning Enrichwise Digital

A Complete Guide to ELSS Funds

If you're exploring tax-saving investment options, Equity Linked Savings Scheme (ELSS) funds might be on your radar. This article provides a comprehensive overview of ELSS Funds, covering their definition, key features, taxation rules, and a comparison with PPF to help you make an informed decision. What is the full form of ELSS? ELSS stands for [...]

January 18, 2025 Investment Planning Enrichwise Digital

Why Debt Funds Work Best for Emergency Funds

In life, emergencies are unpredictable but inevitable. Whether it’s a medical bill, car repair, or sudden job loss, having an emergency fund is crucial to safeguard your financial stability. While many turn to traditional savings accounts or fixed deposits (FDs), debt funds are the smartest choice for your emergency fund. They offer a winning combination [...]

July 13, 2024 Financial Planning, Investment Planning Enrichwise Digital

Are Fixed Deposits (FDs) Risk-Free?

This article evaluates the safety of fixed deposits. For generations, Fixed Deposits (FDs) have been the cornerstone of Indian investments, prized for their guaranteed returns and perceived safety. However, in today's economic landscape, is this traditional approach still serving us well? Let’s analyze the numbers and uncover the reality behind FDs and their alternatives. Evaluating [...]

May 18, 2024 Investment Planning, Retirement Planning, Stocks, Mutual Funds, Etf's etc Enrichwise Digital

SIP vs. Lumpsum Investment: The Ultimate Guide

Feeling overwhelmed by the myriad of investment options for your mutual fund journey? You’re not alone. Navigating the choice between a Systematic Investment Plan (SIP) and a lumpsum investment can be a significant challenge for both seasoned and novice investors. Welcome to your definitive guide, designed to unlock the potential of both SIP and lumpsum [...]

April 27, 2024 Finance, Financial Planning, Financial Services, Investment Planning, money, Stocks, Mutual Funds, Etf's etc Enrichwise Digital

Top 5 Mutual Fund Mistakes and How to Fix Them!

While mutual funds offer a user-friendly and broadly accessible gateway to stock market participation, even experienced investors can fall prey to missteps that erode their returns. Here are five common mutual fund mistakes to watch out for and tips to avoid them: Not Understanding Your Risk Tolerance: Many investors fall into the trap of chasing [...]

October 28, 2023 Financial Planning, Investment Planning Kapil Jain

What is Familiarity Bias?: The Hidden Factor Affecting Your Investment Decisions

Unveiling the Secrets of Familiarity Bias: The Hidden Factor Affecting Your Investment Decisions Are you confident in your investment decisions? Do you ever wonder why you have a tendency to invest in familiar companies or industries? If so, you may be falling victim to familiarity bias, a hidden factor that can significantly impact your investment […]

September 28, 2023 Behavorial Finance, Financial Planning, Investment Planning Kapil Jain

Mind over Money: Mastering the Mental Game for Financial Triumph

Mind over Money: Mastering the Mental Game for Financial Triumph Introduction We all strive for financial success and stability in our lives, but the path to achieving it can often be challenging. While it is essential to develop a solid understanding of financial strategies and investments, we often overlook the importance of our mindset when […]

August 22, 2023 Financial Planning, Investment Planning, Retirement Planning, Stocks, Mutual Funds, Etf's etc Kapil Jain

SIP versus SIP TOPUP ! The Ultimate Guide- Why Every Investor Should Consider this Smart Strategy

The Ultimate Guide to Top-up SIPs: Why Every Investor Should Consider this Smart Strategy Introduction Investing in mutual funds through a Systematic Investment Plan (SIP) has gained tremendous popularity among young investors. It offers a disciplined approach to wealth creation, allowing individuals to build a financially secure future. While SIPs are a fantastic investment strategy, […]

Category: Investment Planning