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January 11, 2025 Healthcare, Insurance Enrichwise Digital

HMPV: Is your Medical Insurance ready?

Is Your Health Insurance Ready to Handle the Next Health Crisis? Another virus is making waves—Human Metapneumovirus (HMPV). First reported in China, it has now spread to countries like the U.S. and poses a real concern. If this sounds a bit too familiar, it should. Like COVID-19, HMPV causes respiratory issues, especially in young children, [...]

October 14, 2024 Healthcare, Insurance, Uncategorized Enrichwise Digital

When do you need Top-Up Health Insurance?

Have you ever ordered a pizza and been asked if you want extra toppings? Just like those add-ons enhance your pizza, top-up health insurance boosts your existing health policy. In today's world of rising healthcare costs, this extra layer of protection is becoming increasingly crucial. The Rising Tide of Medical Expenses Healthcare costs are skyrocketing, [...]

March 17, 2024 Insurance Kapil Jain

From College Grad to Adulting: Your Guide to Getting Health Insurance

From College Grad to Adulting: Your Guide to Getting Health Insurance Congratulations, recent graduates! You’ve finally crossed the stage, diploma in hand, ready to take on the world. But amidst the excitement of new opportunities and freedom, there’s one aspect of adulting that often gets overlooked: health insurance. As you transition from student life to […]

April 18, 2023 Healthcare, Insurance Kapil Jain

Should I take Family Floater Or Individual Health Insurance Plan?

Family Floater Or Individual Health Insurance Plan How many times have you encountered the quote “Health is Wealth”? Probably many times. Though we all know our health should be our top priority, we often ignore it. We know good health comes from healthy eating, routine exercise, health check-ups, etc. But why do we ignore health […]

April 7, 2023 Insurance Kapil Jain

What are Top-up Health Insurance Plans, and how can these be beneficial

What are Top-up Health Insurance Plans, and how can these be beneficial? When you order a pizza, the billing executive usually asks whether you need any top-up of cheese, olives, chicken, or other toppings over the basic pizza you ordered. So, these toppings can be compared with the top-ups in the health insurance industry. Every […]

November 28, 2012 Insurance admin

Understand : What are Annuities & Various Types of Annuities

“Life is Uncertain. Only Death is Certain.” The risk of death is covered using a life insurance. Whereas the risk of living longer is covered by Annuity In a life insurance contract the insurers pay on the death of the insured, but under an annuity contract the insurer usually stops paying upon the death […]

November 26, 2012 Insurance, Tutorials admin

Understand : What is Paid Up Value in your Insurance Policy

. Awareness precedes success Most of the Insurance Policy Holders are unaware of the concept of Surrender Value and Paid Up Value in case of lapse of a policy for any reason. This note with an example will help understand the concept. Guaranteed Surrender Value Under Sec 113 of Insurance Act 1938 if a person […]

November 24, 2012 Insurance admin

The Business of Insurance and it's Benefits to Economy…

. Insurance, as a vibrant Financial Industry, has an enormous potential with abundant scope to source out premium collections as well provide multi facet security to people. India being a country with large rural population has potential untapped for want of more organized activity. History of Insurance : Existence of the concept of Insurance can […]

July 4, 2012 Insurance, Tutorials admin

IRDA Consumer Education website ~ Insurance ~ Educating Customers

Insurance is a sophisticated financial instrument which requires a fairly high level of involvement on the part of the consumer to make it effective. Yet insurance is also a basic requirement that every person should have. This universal need coupled with its complexity makes for a difficult combination since there is a mismatch between the […]

June 12, 2012 Insurance admin

Pension Policies and Differences between conventional life insurance plans and pension plans

What are pension schemes? Policies that offer money to the insured at the retirement age. If death occurs during the policy term, his nominee gets the amount – lump sum or as annuity. Pension plans (also referred to as retirement plans) are offered by insurance companies to help individuals build a retirement corpus. On […]

Category: Insurance